Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 


Pacific Heritage Estates 256 S. Robertson Boulevard Ste. 107 Beverly Hills, CA 90211
Phone: Cell: Fax:

Why Get An Inspection? | ResultsforYou | Contact Us | Curb Appeal List | Lead in the Home | Getting the Highest Price | Free Home Valuation | Find A Home! | How Escrow Works | Closing Costs | Download Adobe Acrobat | News | Press Release | Real Estate Glossary | Our Homes | Area Homes | Home | Neighborhood Prices | Staging Your Home | Site Map | ARM Calc | APR Calc | Mortgage Points Calc | 15 vs 30 Year Mtg Calc | ARM vs Fixed Rate Calc | Maximum Mortgage Calc | Rent vs Buy Calc | Mortgage Calculators | Your Dream Home | 9 Steps to Ownership | How to Sell Your Home | Staging Your Home

Copyright © 2008 Pacific Heritage Estates
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.